EFP. Employee Family Protection. Innovation Through Experience Since 1979.
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Products
Flexibility -- Exploring daily new and innovative ways to offer your employees a wider diversity of products all with the convenience of payroll deduction.
Benefit Choices
EFP offers a wide variety of voluntary employee benefits. Voluntary programs offer your employees increased choice among a variety of products that they can select from based on their personal needs.

Life Insurance -- Various Products Available
Short and Long Term Disability
Critical Illness Insurance
Cancer Insurance
Accident Insurance
Hospital Indemnity & Medical Gap Programs
Limited Medical Programs
Identify Theft Programs
Legal Services Programs
Pet Insurance
Auto & Home Owners
Voluntary Dental
Voluntary Vision

The enhanced education of the following programs:
Flexible Spending Account Benefits
Commuter Benefits
401k plans
HSA/HRA Plans
High Deductible Health Plans